Last updated: 22 October 2023

1. Acceptance of Terms By accessing and using [fandcholding.com] (“the Platform”), you acknowledge and agree to be bound by these comprehensive Terms & Conditions. If you do not agree with these terms, you should refrain from using the Platform.

2. Eligibility a. You must be of legal age in your jurisdiction to use the Platform. b. You confirm that you are not in violation of any applicable laws or regulations by using the Platform.

3. Account Registration a. You agree to provide accurate, complete, and current information during the registration process. b. You are responsible for maintaining the confidentiality and security of your account information.

4. Investment Services a. The Platform is for informational and investment purposes only. It is not intended as financial advice. b. All investment opportunities involve inherent risks, and you are solely responsible for evaluating these risks and making informed investment decisions.

5. Privacy Policy Your use of the Platform is subject to our Privacy Policy, which is incorporated by reference into these T&C.

6. Prohibited Activities a. You agree not to engage in any unlawful or fraudulent activities on the Platform. b. You agree not to use the Platform for any malicious or disruptive purposes, including hacking or spreading malware.

7. Intellectual Property a. All content on the Platform, including text, graphics, logos, and software, is protected by copyright and other intellectual property laws. b. You may not use, reproduce, or distribute this content without written permission from F AND C HOLDING LTD.

8. Termination a. [Your Company Name] reserves the right to suspend or terminate your account at any time, with or without cause. b. You may request the closure of your account at any time.

9. Investment Products a.  F AND C HOLDING LTD offers a variety of investment products, including forex, crypto, and real estate. Each product may have its specific terms and conditions. b. You acknowledge that the performance and value of these investments can fluctuate, and past performance is not indicative of future results.

10. Regulatory Compliance a. F AND C HOLDING LTD. complies with all relevant financial and securities regulations in the jurisdictions it operates in. b. Users are responsible for complying with their local laws and regulations when using the Platform.

11. Liability and Disclaimers a. F AND C HOLDING LTD is not responsible for any financial losses incurred while using the Platform. b. We are not liable for any delays, interruptions, or inaccuracies in Platform access or information. c. The Platform does not guarantee or warrant the accuracy or reliability of any investment advice or information provided.

12. Indemnification You agree to indemnify and hold F AND C HOLDING LTD and its affiliates harmless from any claims, costs, or damages resulting from your use of the Platform.

13. Amendments F AND C HOLDING LTD reserves the right to modify or update these T&C at any time. Users will be notified of any changes.

14. Governing Law These T&C are governed by the laws of United Kingdom, without regard to its conflict of laws principles.

15. Contact Information If you have any questions or concerns about these T&C, please contact us at support@fandcholding.com.